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Car Finance

Without The Hassle
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Car Finance Direct Lender

A Smart Way to Secure Car Loan Finance

With our super simple service, we’ll take you from receiving a quote right through to driving your dream car, with the right finance deal to suit your pocket. We are a direct lender, so we have the ability to say YES where others have said no.


Cars available to you once accepted

We can supply any car on UK roads today


You can borrow from £3,000 to £25,000

Subject to status, loans £25k+ are possible
All Vehicle Makes Approved
The Best Car Loan Finance
Euphoria has a range of great finance deals for you to choose from. Once you have been accepted, all there is left to do is to choose your dream car. Get a finance quote now or call one of our experienced team on 01282 509609 and let us find you the perfect finance deal.
Apply for Low Interest Rates
Apply for car finance completely hassle-free and benefit from the lowest rates of APR available to you. Talk to one of our car finance advisers about how we can secure the best car finance deal for you on your next car.
Tailored to Your Budget
If you have previously been refused a car loan by a leading lender, don’t worry - our experienced team are here to help. Euphoria Finance is a direct lender. This means we can look at each application on an individual basis. In most cases, we can provide a same-day decision. Fill out the quotation form now or call one of our experienced team on 01282 509609.

Get a Free Car Finance Quote Today

Euphoria Finance is a direct lender, NOT a broker. Once accepted, we have a range of great deals for you, with over 50,000 vehicles to choose from. Apply now or call our experienced team on 01282 509609 and let us find you the perfect finance deal.

Car Finance Direct FAQs

Below are some of our most popular questions asked about Euphoria Finance. If you have a query we haven’t covered, you can call us on 01282 509609 and one of our finance experts will be happy to help.

Who are Euphoria Finance?

We are a direct lender, meaning we can offer car finance direct. Whether you have bad credit, are a first-time driver, or have found yourself being refused car finance from other car finance lenders get in touch with us today.

Car finance direct is where the money borrowed is direct from the financial market rather than a financial intermediary. This means better interest rates for you as the money has not passed through multiple sources (therefore building up more interest) before it reaches you. This allows us to give you’re the best car finance deals. Don’t forget, we also over van finance, motorbike finance, motorhome finance, and caravan finance too.

Unlike many other car finance lenders, we assess each person on a case-by-case basis, looking at individual circumstances as they are now. Not as they were in the past. Therefore if you have bad credit, or been refused credit in the past, speak to us to find out how we can get you on the road with a new car or used car.

Our loans for car finance can vary in value, typically we lend between £3000 and £25000. However, this amount can be more, and we would advise you get in touch to discuss your needs.

Of course! We welcome enquiries from everybody and if you have been refused credit or have poor credit, we can still assist you. Offering direct car finance means we can help find you the amount you need, the car you require and affordable payment schedules regardless of your current situation.

At Euphoria Finance, we have access to over 50,000 cars so the choices are endless. Family friendly or small and sporty, you will find what you need with Euphoria Finance.

All our quotes on your car finance are free no obligation. You are welcome to speak with other car finance lenders, but we remain confident that car finance direct from us will be the most suitable option open to you.

No, whatever vehicle you require! We can offer car finance direct, van finance, caravan finance, motorbike finance, and motorhome finance. Finance is also available on new and used vehicles. Simply hit the button below to get your journey started and discover the value with a quick quote.

No, as we are a car finance direct lender and not a broker, we can provide you with an answer very quickly.

Yes! All our cars pass stringent tests before they can be driven away. We will always ensure they comply with our high standards before handing over any keys.

Yes, Euphoria Finance is fully authorised and regulated by the Financial Conduct Authority (FCA Number: 787816) Company Reg Number: 10388285.

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